{"id":262,"date":"2026-04-29T14:16:54","date_gmt":"2026-04-29T11:16:54","guid":{"rendered":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/the-regulatory-cartel-following-the-suspension-of-dallbogg-has-triggered-a-price-shock-in-the-insurance-market\/"},"modified":"2026-07-13T10:33:53","modified_gmt":"2026-07-13T07:33:53","slug":"the-regulatory-cartel-following-the-suspension-of-dallbogg-has-triggered-a-price-shock-in-the-insurance-market","status":"publish","type":"post","link":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/the-regulatory-cartel-following-the-suspension-of-dallbogg-has-triggered-a-price-shock-in-the-insurance-market\/","title":{"rendered":"The Regulatory Cartel Following the Suspension of DallBogg Has Triggered a Price Shock in the Insurance Market"},"content":{"rendered":"\n

The market has spoken \u2013 within one to two weeks, the price of Motor Third Party Liability insurance increased by approximately 5%<\/strong>. This is not normal market dynamics but a reaction to the suspension of DallBogg: Life and Health Insurance Company JSC<\/strong>.<\/em><\/p>\n\n

When one of the key insurers is removed from the competitive market, the result is higher prices and a heavier financial burden for everyone. Who will benefit from the administrative restructuring of the market by the Financial Supervision Commission (FSC), and who will lose? Those who are legally required to purchase insurance\u2014and who are already protesting\u2014will lose. The Guarantee Fund will lose. The state budget, already under strain, will lose. Even the temporary beneficiaries of reduced competition will eventually lose, as they will have to absorb the losses resulting from the forced bankruptcy of DallBogg.<\/p>\n\n

The public has the right to ask: Is this supervision, or an anti-competitive cartel? For motorcycles, prices have surged by more than 34%. Instalment payments have been abolished. Pay in full\u2014or remain outside the law. In the heavy goods transport sector, the situation borders on economic absurdity. In a very short period, the price of an insurance policy for a truck tractor has increased by approximately 20%\u2014from around EUR 1,876 to more than EUR 2,687, representing more than EUR 800 in additional costs per vehicle. For a sector already struggling with high fuel prices, this is a direct blow to the heart of the business.<\/p>\n\n

This will not remain a problem only for transport companies. More expensive transport means more expensive goods. More expensive goods mean inflation. This is a chain reaction that is already moving forward relentlessly.<\/p>\n\n

The FSC:<\/strong> “DallBogg was selling below cost”<\/em>\u2014a completely false and arbitrary allegation. There is no systematic underestimation of risk, no credible expert assessment, but rather an attempt to discredit the unique DallBogg.<\/p>\n\n

The truth: DallBogg has been able to offer lower prices, without even being the lowest-priced insurer, thanks to greater efficiency\u2014lower operating costs, more accurate models, more flexible policies, and excellent relationships with customers aimed at improving their risk profile. That is precisely what makes a market healthy\u2014differences, competition, and pressure on prices. That, it appears, is exactly what has been eliminated.<\/p>\n\n

If DallBogg’s licence is ultimately revoked after refusing to comply with the takeover ultimatum, the consequences and the risks for the Guarantee Fund, the stability of the insurance sector, and the pocket of every driver will become systemic.<\/p>\n\n

<\/div>\n\n
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The market has spoken \u2013 within one to two weeks, the price of Motor Third Party Liability insurance increased by approximately 5%. This is not normal market dynamics but a reaction to the suspension of DallBogg: Life and Health Insurance Company JSC. When one of the key insurers is removed from the competitive market, the […]<\/p>\n","protected":false},"author":1,"featured_media":227,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/posts\/262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/comments?post=262"}],"version-history":[{"count":1,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/posts\/262\/revisions"}],"predecessor-version":[{"id":263,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/posts\/262\/revisions\/263"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/media\/227"}],"wp:attachment":[{"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/media?parent=262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/categories?post=262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zatvor-za-komisiyata-po-finansov-teror.com\/en\/wp-json\/wp\/v2\/tags?post=262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}